SBA 504 Loan: Blended rates, Flexible Terms, Lower Cost, No Loss of Equity

Small businesses are located in Everytown, USA and come in all sizes and shapes. One underling aspect of all small business is the owners are always giving their all to make them succeed. That is why we will work for you as hard as you work for you.

• Low down payment – As little as 10%
• Fixed rate on the SBA 504 Loan portion
• Long term repayment – 10 to 20 years
• Low interest rate
• Quick Closing

98% of All Businesses, including Minority and Women Owned Businesses, Qualify for SBA 504 loans!

SBA 504 Explained | Qualified Businesses | In-eligible Business | See How the Loan is Structured
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What can an SBA 504 Loan Be Used For?

• Acquiring long-term fixed assets, such as land, buildings, machinery and equipment
• For new construction or for modernizing, renovating or restoring facilities.

Our Experts Walk You Through the Entire SBA 504 Loan Process!

1. Royce Joseph Capital LLC will assist you through your business plans. We have the expertise to guide you through the entire loan process. Call us and we will find the perfect solution for your needs.

2. After directing you on the right course, Royce Joseph Capital will take your application with required documents.

3. Upon receipt of the required loan documents, Royce Joseph will craft a loan package and review it. After the borrower signs the completed package, Royce Joseph will submit the package to the underwriters at the Community Development Corporation. Royce Joseph works closely with the private lender in securing the First Mortgage approval. The process normally takes about two weeks.

4. After completion of the completed loan package, the SBA approval next takes about another two weeks. The private lender will provide interim and final financing for the project.

5. An attorney designated by Royce Joseph prepares the closing documents for the SBA 504 loan, in which the borrower will sign upon completion. The final package of closing documents is submitted to the SBA, which typically funds within two months.

Which SBA Loan best suites your needs? Click here to see a comparison. (pick up existing 504-7a Comparison chart)